I have the right to a debt-free solvent life. I will establish this right.
Consumer loans are a death trap. I will avoid this trap. I will spend according to my income.
To deceive is a crime but to be deceived is also degrading. I will make sure that I am never deceived.
I will always be cautious of the person who has nothing to lose.
I will never trust a liar. I will avoid all transactions with him.
I always maintain written documents of all financial transactions.
Extravagance brings downfall. I will always be economical.
I will cut my coat according to my cloth. I will always avoid debt.
Being in debt is degrading. I will be free of debt.
Debt is like cancer. It silently destroys a person from within. I will always be free of debt.